2009-Nov-4 Individual and Liability insurance for Powered
It has been the bane of many paramotor pilots—insurance, or lack
thereof. Most pilots don't notice the problem since they fly
from places where it doesn't matter but, for those who aspire to alight
from some public locales, insurance is critical. And for those who teach it
can be required at some places like public airports.
There is now a source for rated pilots. Unfortunately, it's a lot more
expensive than for free flight
even though our risk appears to be less. Nothing we can do about that so
far, its just the reality. The insurance company looks at it from the
perspective of how much damage you're likely to do, not how likely you
are to damage yourself. Essentially, the insurance doesn't cover YOUR
medical bills, it covers the medical bills or damages of the person /
thing you hit.
If you have a USPPA/USUA PPG2 rating you can get liability
insurance as described below. You go through USUA (membership is under
are full details from First Flight's website. As of Jan 2018,
coverage is as follows:
PPG foot launched
and with wheels up to 150 lbs. empty weight - Premium $335.78 annually
PPG Trikes or Quads
over 150 lbs. – $436.72 annually
No additional charge
to add airports as additional insured.
USUA Membership $40
(includes great magazine)
Policy limits per
injury per person
Unfortunately, we don't know of any insurance available for schools.